Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
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Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Vision Insurance
At its most basic level, vision insurance helps cover the cost of routine eye exams, contact lenses and glasses. Some vision plans also pay for corrective procedures such as laser eye surgery.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
ABOUT SOUND HEALTHCARE INSURANCE SOLUTIONS
Your Trusted Insurance Professionals:
When it comes to insurance, we know that making the right choices for you and your family can be daunting. To help you make the right decision we take a commonsense approach – we ask questions, listen to your answers and only then recommend the type of policies that will fit your particular needs.
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When do I qualify for Medicare?
Medicare Qualifiers:
Initial Election Period: Qualifying members will have a 7 month enrollment period for when they are first eligible for Medicare by turning 65. This starts 3 months prior to their birth month, the month of, and 3 months after.
Qualifying for Medicare Early: Individuals who have been received social security disability benefits for 24 months will be able to qualify for Medicare early, even if they are under 65.
To find out if you qualify for Medicare early, you will need to contact social security.
What are some examples of Qualifying Events?
Examples of Qualifying Life Events:
- Marriage or entering a domestic partnership
- Birth
- Adoption or foster care
- Receipt of a court order (including child support)
- Loss of a dependent or dependent status due to death, divorce or legal separation*
- A change in income
- Loss of other health coverage (job loss, divorce, loss of Washington Apple Health or WSHIP)
- Moving to Washington or a new county in Washington
- A change in citizenship or lawful presence status
- Release from prison
- Tribal membership
- Loss of free COBRA coverage
*This is for currently enrolled customers only.
Not all events qualify you for special enrollment. You can sign up for a health plan during the next open enrollment period if this is the case. Open enrollment starts Nov. 1 each year.
What are some examples of events that DO NOT Qualify?
Examples of Events that Do Not Qualify
- Choosing to end another health plan
- Health plan ending due to unpaid premium
- Finding out your doctor is not covered through your plan
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